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ShapeFrequently Asked Questions

Get Every Single Answer There If You Want

  • We offer a variety of life insurance policies tailored to meet your needs, including term life, whole life, and universal life insurance options.
  • Our Healthy Air Division technology utilizes advanced purification methods to eliminate 99.99% of viruses and bacteria in the air within minutes, ensuring clean and healthy indoor air quality.
  • Our dental insurance plans cover a wide range of services, including preventative care, basic procedures (such as fillings and extractions), and major treatments (such as crowns and root canals), ensuring you receive the care you need for a healthy smile.

Paying cash for healthcare expenses can save you money, especially with Best Choice Health Insurance. Our plans offer negotiated rates with providers, ensuring you receive the best value for your healthcare needs. Additionally, our transparent pricing and coverage options help you make informed decisions about your healthcare spending.

Standard Major Medical Plans typically offer comprehensive coverage for essential health benefits, including hospital stays, doctor visits, prescription drugs, and preventive care. These plans are often offered through employers or government programs like Medicare and must comply with regulations set by the Affordable Care Act (ACA).

Private Coverage Options, on the other hand, offer more flexibility and customization. These plans are not subject to ACA regulations, allowing insurers to offer a wider range of benefits and coverage options. Private plans may include additional services such as alternative therapies, dental and vision coverage, and coverage for pre-existing conditions.

While Major Medical Plans provide broad coverage and are often more affordable, Private Coverage Options may offer more personalized benefits and may be better suited for individuals with specific healthcare needs or preferences. It's essential to carefully compare both types of plans to determine which best fits your needs and budget.

navigator is someone that you do not know - he/she doesn't care about you or your healthcare issues- they're 'order-takers' that get info from you and locate what they might think is appropriate for you & they simply enroll you.  A Health Insurance Specialist is a licensed HC Coverage Agent that listens to your needs & wants, ask questions, discusses past experiences with you and then strives to locate a plan that meets your needs, situation and budget, usually being very well-informed about the options in your specific area that are available and most utilized, etc. 

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